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Office: 703-337-2933

Toll-Free: 866-403-PLAN

Fax: 703-337-4486

John Wilmer Porter Municipal Building

17739 Main Street, Suite 350

Dumfries, VA 22026

jnwpowell@securitiesmail.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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See Lincoln Financial Securities (LFS') Form CRS Customer Relationship Summary, available here, for succinct information about the relationship and services LFS offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFS' Forms ADV, Part 2A, which describes LFS' investment advisory services, Regulation Best Interest Disclosure Document, which describes LFS' broker-dealer services, and other client disclosure documents can be found here.

Unless otherwise identified, registered associates on this website are registered representatives of Lincoln Financial Securities Corp. Securities and investment advisory services offered through Lincoln Financial Securities Corp., a broker/dealer (member SIPC) and a registered investment advisor. Securities are offered to residents of: AR, CA, CO, DC, FL, GA, KY, MA, MD, MI, NC, NY, OH, PA, SC, TN, TX & VA. Investment Advisory Services are offered to residents of TX & VA. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof, Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at www.LFG.com . *Associated persons of Lincoln Financial Securities Corp. who hold a JD and/or CPA license do not offer tax or legal advice on behalf of the firm.

Zircon Financial Services is not an affiliate of Lincoln Financial Securities Corp. Lincoln Financial Securities and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professional regarding their specific circumstances. LFS-4305088-021122