Our Services
How We Can Help You
At Zircon Financial, we believe that financial security and independence are within your reach. As holistic financial advisors, we go beyond the basics to provide comprehensive solutions tailored to your unique needs. Whether you're concerned about outliving your money, maintaining a comfortable lifestyle in retirement, or ensuring that you’re never a burden to your loved ones, we’re here to guide you every step of the way. Our team takes a proactive approach, addressing the full scope of your financial world to help you achieve lasting peace of mind and clarity in your financial journey.
Employee Benefits
Navigating employee benefits can be complex, and we are here to simplify the process for you. Our experience covers 401(k)s, Cash Balance Plans, and Key Person Insurance Plans, ensuring these benefits align with your financial objectives. We work closely with you to maximize the value of your employee benefits package.
Name, Image, Likeness (NIL) Sport Package Income Planning
With the rise of Name, Image, and Likeness (NIL) opportunities, athletes now have new and exciting ways to generate income. But maximizing those earnings takes more than just great performance—it takes smart planning.
Zircon Financial offers specialized NIL planning that integrates your earnings into a broader financial strategy.
We help you:
- Understand and manage taxes on NIL income
- Set short- and long-term financial goals
- Establish budgets that align with your lifestyle
- Make informed investment decisions
- Avoid common financial pitfalls early on
ROTH Conversions
A ROTH conversion lets you turn taxable retirement savings into future tax-free income—a strategic way to reduce long-term tax burdens and increase financial flexibility in retirement.
At Zircon Financial Services, we go beyond the numbers. Our personalized approach helps you decide if, when, and how much to convert—aligning every decision with your current tax situation and long-term goals.
Military Retire & Transition Planning
Our services are tailored for military personnel transitioning to civilian life or retirement, addressing unique benefits and financial considerations. We provide comprehensive guidance to ease this transition, helping you to make the most of your military benefits. Our goal is to support your financial stability during this significant life change.
Special Needs Planning for All Ages
We offer specialized planning for individuals with special needs, ensuring they have the financial support necessary throughout their lives. Our approach considers legal, financial, and care aspects, providing peace of mind for families. We work to create a secure financial future for individuals with special needs.
Affluent Client Guidance
Affluent clients require a sophisticated approach to wealth management, and we are here to provide personalized strategies. Our services focus on growing and preserving your wealth while aligning with your unique financial goals. We also incorporate succession and legacy planning to help ensure your wealth transitions smoothly and meaningfully across generations.
Risk Management
Our risk management services help identify potential financial risks and develop strategies to mitigate them. By safeguarding your assets and future, we aim to provide a secure financial environment for you and your family. We focus on proactive risk management to protect your wealth.
Investment Planning
We create customized investment plans tailored to your goals, risk tolerance, and time horizon. Our approach aims to grow and protect your wealth over time, ensuring alignment with your financial objectives. We provide ongoing support to help you navigate the investment landscape.
Retirement & Income Planning
Our retirement and income planning services focus on creating a sustainable income stream for a comfortable retirement. We work with you to design a plan that addresses your unique needs and financial goals. Our aim is to provide you with peace of mind during your retirement years.
Business Consulting
For business owners, we offer consulting services that address financial strategies, operational efficiencies, and growth opportunities. Our approach enhances business success by identifying and implementing effective solutions. We work collaboratively to support your business's financial health.
Legacy & Estate Planning
We assist in developing comprehensive legacy and estate plans that reflect your wishes and intentions. Our services ensure your assets are distributed according to your plans, providing peace of mind for you and your loved ones. We focus on preserving your legacy for future generations.
Succession Planning
Succession planning is crucial for business continuity, and we are here to help you create a smooth transition plan. Our services ensure your business's legacy is preserved while addressing your unique needs and goals. We work to secure your business's future success.